Money beliefs and level of marital satisfaction in heterosexual couples

This quantitative study examined the relationship between couples' money beliefs and the level of marital satisfaction. In the context of basic beliefs about financial aspects, couples have a vast difference and approach regarding fundamental financial factors such as personal spending habits, view of money in relation to family of origin, and individual expectations concerning level of couple socioeconomic setting. This study found that these couples who scored high on the Klontz Money Script Inventory (Klontz-MSI) subscale Money Vigilance has a positive correlation with overall marital satisfaction. Couples who scored higher on the Klontz-MSI subscales Money Worship and Money Status subscales will be inconsequential to the view of overall marital satisfaction. This study also found that these husbands and wives tend to evaluate their marriages very comparable and they will have a tendency to have no major differences in money beliefs. Participants in this study were married heterosexual couples who volunteered to complete an online survey, which took approximately 45 minutes. This study is comprised of couples that have been married for a minimum of three years. This research project required that both the husband and the wife in the relationship complete the online survey. The Klontz-Money Script Inventory is a 51-item assessment based on a six-point Likert-type scale in which one refers to strongly disagree and six refers to strongly agree. The second assessment is the Dyadic Adjustment Scale, which is a 32-item assessment that assesses the level of perceived marital satisfaction in couples. These assessments were utilized to ascertain the correlated significance between scores on the subscales of the Dyadic Adjustment Scale (DAS) and couples' reported money beliefs script identified through the Klontz-Money Script Inventory (Klontz-MSI). Family Systems Theory was the primary theoretical approach while also using Symbolic Interaction Theory to understand the significance of looking at the family interaction while considering each individual being understood within his or her own social environment.